News & Insights
Atelier surpasses £200m lending milestone amid changing business climate
This month marked an important milestone for the team at Atelier. We’ve now provided more than £200m in bridging and development finance to UK property developers since launching the business at the beginning of 2020.
Mystic Martin's Predictions for 2022
After a rollercoaster 2021, which started with a national lockdown and then saw a boom in both construction and the demand for development finance, Britain’s real estate market shouldn’t expect a quiet 2022...
The 100k question: is my development loan interest rate fixed or variable?
You wouldn’t take out a mortgage without checking if the rate was variable or fixed. Why should it be any different for a development loan?
Lessons In Lending
Atelier’s Director of Origination Martin Gilsenan and Head of Credit Alasdair Houghton are two of the most respected dealmakers in UK real estate. Here the veteran pair talk about risk, reward and why spreadsheets only tell you so much.
UK Housing: The Race to Zero Net Carbon is On
An insider's guide to understanding the issues and opportunities. At Atelier we’ve spent a lot of time researching climate change and deciding how we as a company should respond to the challenges before us.
First-time Buying affordability: The Snakes & Ladders of the Property Ladder
As a financier of property transactions, from land purchases right through to the construction of entirely new homes, or the refurbishment or conversion of existing buildings, we take a keen interest in the health of the housing market.
After Team GB’s gold rush, brokers must go for green
Two years have passed since the government made its commitment to achieve net zero emissions by 2050. But already the talk among brokers and developers is about whether the revolution might be losing momentum.
Boris Johnson’s 95% mortgage scheme: Much ado about nothing
With the number of First Time Buyers dwindling, we are now faced with the spectre of a housing market where only the privileged can afford to get on the ladder.
UK housebuilders are making an increasingly attractive home for global capital
With the Bank of England holding interest rates at their lowest level in centuries, and Britain’s economy still feeling the effects of one of the sharpest contractions on record, global capital’s sudden interest in the UK may seem premature.
The Art of the Deal: Good brokers make it look easy
So far in 2021 the industry has witnessed the sharpest rise in activity since 2014, with housebuilding, commercial projects and infrastructure all surging as the country emerges from lockdown.
Will Boris' battle over planning rules spell the downfall of the town hall?
The Government’s plan to overhaul planning rules, announced with only the scantest of details in the Queen’s Speech, could put the Prime Minister on a collision course with Tory backbenchers from the Home Counties.
A little extra leverage goes a long way
By any measure, it has been white knuckle, rollercoaster stuff. After coming to a virtual standstill during the first national lockdown, the residential property market has roared back to life.
EPC is too ABC... it's time for a shake-up
There has been much backslapping across the construction sector and Whitehall this month over the latest energy ratings for new homes.
No matter how hard the winter, spring always comes
Spring has sprung while the British economy endures a brutally hard winter.
As lockdown lifts, office working will change. But it must not die.
After months of stony silence, the ring of shop tills, the chink of glasses in pub gardens and the snip of a thousand hairdressers’ scissors are music to the ears.
From alphabet soup to building blocks – how Britain will take baby steps into its post-Covid future
If there’s one industry that’s booming in these dark times, it’s economic forecasting.
Time for finance to be a driver, not a passenger, in Tesla's revolution
Last month EVs and hybrids accounted for 13% of all new vehicles sold in the UK, well over double their market share the previous February. Annual EV sales rocketed by 49% during the intervening 12 months; petrol car sales fell by the same amount.
Don't pop the corks quite yet – but construction proving resilient
After a truly forgettable year of pandemic, lockdowns and social distancing, things appear to be heading in the right direction for the industry.
Sunak's sequel takes the economic fight to the pandemic
A year ago Rishi Sunak’s debut Budget was overtaken by events – the pandemic’s terrifying first wave – almost before he sat back down. Fast-forward 12 months and his follow-up was billed as the most important Budget in a generation.
"Dear Rishi"... An open letter to the chancellor
Tomorrow’s Budget will see a Chancellor juggle the opposing needs of the UK economy like never before.
Atelier Capital Partners surpasses £100m lending milestone
Atelier reached the milestone after posting its strongest ever quarter, with £35m lent in Q4 2020.
How we’re keeping finance flowing despite Covid-19
These are extraordinary, unsettling times. Many of us may one day come to divide our lives into “before” and “after” the COVID-19 pandemic.
Looking at housing through a qualitative lens
The new government, and Housing Minister Robert Jenrick in particular, have a monumental task ahead of them in solving the UK’s deeply entrenched housing crisis.
From casualty to champion: the growing influence of SME developers
Britain’s small and medium-sized developers were squeezed more than most by the fallout from the Global Financial Crisis 12 or so years ago.