Who we are

Atelier Capital Partners is a short-term property lender built around a team of highly experienced and passionate finance professionals. It is backed by M&G Investments, which is providing significant capital and has also provided equity to the business. The investment is being made on behalf of M&G’s pension fund and institutional clients. M&G Investments is part of M&G Plc, a savings and investment business which was formed in 2017 through the merger of Prudential plc’s UK and Europe savings and insurance operation and M&G, its wholly owned international investment manager. 

M&G Plc listed as an independent company on the London Stock Exchange in October 2019 and has £341 billion of assets under management (as at 30 June 2019). M&G Plc has over 5 million customers in the UK, Europe, the Americas and Asia, including individual savers and investors, life insurance policy holders and pension scheme members.

Chris Gardner

Chris Gardner
Co-founder

Chris has extensive experience across UK financial services. To date, he has built a leading mortgage intermediary business, which exited to a major Wall Street Bank, held a strategic mortgage role in a high street lender, and delivered the infrastructure to launch a challenger bank. Chris consults regularly, is an adviser to a leading mortgage fintech and is an elected Fellow of the London Institute of Banking. He also holds a Masters with Distinction in Financial Services Management, majoring in Risk & Compliance.

Graham Emmett

Graham Emmett
Co-founder

Graham has over 35 years’ experience in UK and European Real Estate, structuring both equity and debt transactions and managing the credit risk of complex real estate asset and loan portfolios. Throughout a rich career, he has held leadership roles in multiple blue-chip international banking environments, a government-owned real estate work-out vehicle, an established UK private real estate asset manager, and most recently three non-bank alternative lending platforms focused primarily on the UK market.

Mark Burton

Mark Burton
Non-executive director

Mark brings global perspective and more than five decades of real estate experience to the board. In a career that has spanned international banking, fund management and investment, Mark has developed a deep understanding of the debt market and successfully brought innovative products to market. While at United Bank of Kuwait he launched three of the first UK CMBS issues, before going on to serve as CIO Real Estate at ADIA and ADIC, two sovereign wealth funds operating from Abu Dhabi. The former Chairman of the Investment Property Forum and of the Urban Land Institute UK, he brings unmatched expertise and independence to Atelier’s leadership team.

Paul Horn

Paul Horn
Non-executive director

Paul was formerly the Lead Partner at Arthur Andersen’s restructuring practice, and is currently Chairman of the Dublin-based developer Marlet. He has also served in both executive and non-executive director roles in a number of high-growth businesses. He has a long-standing and close relationship with M&G Investments, Atelier Capital Partners’ lead investor, and he brings a strong focus on financial rigour and governance as Atelier builds a strong and stable platform for growth.

Paul Silva

Paul Silva
Chief Financial Officer

Paul graduated from the University of Nottingham in 2006 and has since built a powerful CV in the financial services sector. Whilst predominantly focusing on real estate and debt investments, Paul has acquired an impressive commercial skillset through working in senior positions across a number of established brands, including BDO, UBS, BlueCrest Capital, CaixaBank and, prior to joining Atelier, Puma Property Finance, where he was Finance Director. Now, as CFO at Atelier, his focus is to ensure the business is efficiently funded and that financial operations run seamlessly as Atelier’s strong growth trajectory continues.

John Fox

John Fox
General Counsel

John Fox, who has an MA from Oxford University, is one of the most experienced property finance lawyers operating in the market today. Prior to joining Atelier, John practised banking law in the City for over 30 years and enjoyed the respect of his clients and colleagues for both his commercial mindset and his technical understanding of UK real estate finance issues. It’s a skillset that he is putting to full effect in his role of General Counsel at Atelier Capital Partners.

Martin Gilsenan

Martin Gilsenan
Director of Origination

A well-known and respected figure in the development and short-term finance sector, Martin has an impressive track record of entrepreneurialism and a contacts book that is second to none. During a three decade career in real estate finance he has become a trusted, ‘go-to’ partner for the broker community, having served as Director of Sales at Fortwell Capital and at Money Partners Limited. He joined Atelier Capital Partners from Iron Bridge Finance, where he sat on the board as Managing Director for Sales, and now plays a key role as Atelier consolidates its growth and continues to boost origination capacity.

Rebecca Nutt

Rebecca Nutt MRICS
Head of Development Monitoring

Rebecca is a well-respected Building Surveyor and Bank Monitor with over 15 years’ experience in the property industry, and has worked at established brands such as Colliers International and MDA Consulting Ltd. She has acted on countless commercial and residential schemes, funded by a vast range of lenders from Barclays, RBS and Coutts to Investec, Lloyds and Hampshire Trust. Rebecca lives and breathes risk management and her impressive track record reflects this.

Alan MacLeod

Alan Macleod
Head of Credit

Alan is a corporate banker and Chartered Accountant with over 15 years of experience in property finance, gained across a number of major high street banks, most recently Santander Real Estate Finance where he was Senior Credit Partner. Though his primary areas of expertise are credit risk and debt restructuring, Alan is also known for his ability to work collaboratively with key stakeholders. In addition he has significant experience of leading and developing small teams, which is proving invaluable as Atelier increases its market share.

Reim Medhurst

Reim Medhurst
Relationship Manager

Reim Medhurst graduated with a degree in Economics and Spanish from the University of Leeds in 2015 and her name is already widely recognised within the short-term finance sector. After starting her career in a Sales Support role at a leading lender, her strong communication skills, commercial instincts and understanding of brokers’ needs quickly saw her promoted to Relationship Manager. Since joining Atelier Capital Partners, she has been an integral member of the team and a brilliant ambassador for the brand.

Richard Nettleingham

Richard Nettleingham
Compliance Consultant

Richard’s role is to hardwire the highest standards of compliance, conduct and corporate governance into everything Atelier does. As a former Head of Compliance at both Zopa and Shawbrook Bank, he has a firm grasp of the challenges high-growth financial institutions can face, as well as how best to control risk and consistently deliver the best customer outcomes. An open-minded and authoritative external consultant, he challenges Atelier’s assumptions and is integral to the business’s drive to never stop improving.

Mission Statement

Solving the UK’s housing crisis isn’t just about building more homes but building the right homes in the right way. At Atelier Capital Partners, we view every real estate transaction as an opportunity to deliver genuine social and environmental change, and this ambition is reflected in our underwriting and lending decisions. We’re keen to lend to developers who also want to make a difference, whether through urban regeneration, upcycling or brownfield development, and who do so transparently, responsibly and with the interests of the local community at heart. We’re firm believers that the UK’s SME property developers are not just key to getting the required number of homes built but can do so in a way that creates minimum environmental impact and maximum aesthetic, properties that stand out while blending in. We’re here to help them do exactly that, through reliable, institutional-grade capital that’s provided rapidly and responsibly.

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